Finance coach on WhatsApp
Your money.
One WhatsApp.
Zero apps.
Text Miel, snap a receipt, send a voice note. AI categorizes, analyzes, and gives you advice — free to start.
See how it worksMiel
online
The problem, in numbers
If you don't measure it,
you can't control it.
0%
of people don't know how much they spent last week
CAF · Financial capability survey
0.0 hrs/mo
lost logging expenses manually in spreadsheets or apps
Financial habits study · 2024
0%
abandon traditional finance apps within 30 days
Mobile retention analysis · App Annie
How it works
Three steps. Zero friction.
Designed so tracking your expenses is as easy as sending a message.
Write freely
Type "Spent 45 at the supermarket", send a photo of the receipt, or a voice note. However you prefer.
Text, image, or voice — Miel understands it allMiel logs it
AI categorizes automatically, detects the amount and saves it to your history with zero extra steps.
Under 2 seconds to respondGet insights
Weekly personalized advice based on your real spending patterns. No judgment, just data.
Actionable advice in your languageFeatures
Everything you need.
Nothing you don't.
Native WhatsApp
No new apps. It runs in the same chat you use to talk with friends every day. Just message it.
Expenses & income
Track both spending and income in natural language. Miel understands corrections, deletions, and multiple currencies.
Reads receipts
Send a photo of any receipt or payment confirmation and Miel extracts the amount, merchant, and date automatically.
Accepts voice notes
Talk instead of typing. Transcription and logging in under 2 seconds.
Full dashboard
Expenses, income, categories, and AI-powered weekly summaries. Export reports in PDF or Excel.
Family plan
Up to 4 users on the same account. Shared expenses and a family dashboard.
Why Miel
The difference isn't subtle.
We compare the three most common ways to track your finances.
Spreadsheet
Traditional app
Miel
Time per entry
Runs where you already are
No login, no passwords
Auto-categorizes
Reads receipt photos
Accepts voice notes
Personalized advice
Pricing
Simple. Honest.
No surprises.
No contracts. No fine print. Cancel anytime.
Prices in your local currency
Free
To get started
- Track expenses on WhatsApp
- Up to 40 messages per month
- Basic dashboard
Miel
Most chosen
- Unlimited records
- Personalized AI coach
- Tips & monthly summary
- Export your reports
Family
For the whole family
Everything in Miel, plus:
- Up to 4 people
- Shared expenses
- Family dashboard
Start free, no card. Cancel anytime.
Frequently asked
Everything you want to know
Take control of your finances today
Free to start. No card. No hassle.
Or message us at +51 922 558 430
Scan it with your phone